1. Quick Introductory Call and/or Book An Appointment Online.
2. Fill out and submit the online questionnaire.
3. We will then send you a copy of our Client Agreement, Privacy Policy, and ADV Part II.
4. Read, sign, and send back the Client Agreement.
5. Make initial payment via AdvicePay, an easy, compliant, and secure third-party payment solution. Credit cards accepted.
6. I will review the completed client questionnaire and may request additional information or email you with questions prior to our meeting.
7. Client Meeting. Portfolio Review’s typically last around two hours, but there’s no hard stop. I block out three hours on my calendar just in case and I am more than happy to answer all your questions during that time.
8. Within five business days I will send you a 5-10 page Financial Action Plan incorporating all the items and recommendations we discussed at the in-person meeting. This might include a target asset allocation and specific investment recommendations, depending on the clients needs/requests.
9. For 6 months after our meeting I am available for follow-up questions via email or by phone if necessary.
10. After that you can schedule Portfolio Follow-Up’s any time you feel you need one. You now have a place to go with your financial questions.
Other Considerations:
– I prefer the first meeting is in person. While I’m happy to do video or conference calls, you really should meet me in person in the same way that you probably would want to meet the doctor in person the first time if possible. What if you get into a financial jam or there’s a financial meltdown or you have a life transition such as marriage, children, new job, laid-off, inheritance, etc. and you need immediate assistance, wouldn’t you have a greater degree of confidence in the measures needed if you had once met the advisor in person? So please consider coming to New York City and meeting me in person. Plan a visit around it, I’m centrally located in midtown Manhattan.
– I prefer clients bring their spouses to the first meeting. That way there are two sets of ears and two people asking questions so that every little thing can be answered. Of equal importance, there will be two people following through on implementation of any recommendations put forth. Finally, in case one spouse is incapacitated or passes away, the remaining spouse doesn’t have to meet with a complete stranger
– Please bring a pad and paper or note-taking device
– Please silence cellphones when meeting, it will be more productive for both of us